NCERT – The Sublime Educational Body

NCERT:- National Council for Educational Research and Training is an apex education organisation set up by the Government of India. This body was set up with an objective of providing valuable assistance, guidance and advice to the Central and the State governments on matters concerning academics in relation to school education.

Introduction:

NCERT was established in the year 1961 as an autonomous organisation by the Government of India. The key role of this educational body to emphasize on the qualitative improvement of the educational system in India. It also aims at enriching the educational systems by implementing valuable policies, guidelines, strategies to be formulated in the Indian Educational system. This body assists the ministry of Human Resource Development, Government of India and Department of Education in States and Union Territories. It is headquartered in New Delhi

Structure:

NCERT has a defined organizational structure divided into 3 Functionaries

1) Senior Functionaries consisting a team headed by the Director In charge followed by the Joint Director NCERT, Secretary, Joint Director – CIET(Central Institute of Education Technology) & NCERT, Joint Director In-charge PSSCIVE, CAO and IFA.
2) Head of Departments/Divisions
3) Principals of RIE (Regional Institutes of Education)

Functioning:

NCERT undertakes, promotes and co-ordinates research in school education. It organizes per-service, in service training, extension activities for research and development. Acts as a clearing house for all matters concerning school education. Publishes, books, materials and periodicals. Acts as an interface in achieving universal education.

Conclusion: NCERT issues guidelines to have an effective and systematic educational system in the country. It accelerates the concept of universal education for all. NCERT also implements the bilateral cultural exchange programmes with various countries in the field of education.

How To Start A Successful Home-Based Business – 4 Steps For Success

Many people want to start a home-based business these days, whether it is to supplement their current income or to break away from corporate America, it is possible to build a successful business from home as long as you understand how its done and then take massive action to become successful.

Now there is one big problem with the home-based business industry, and it is that there are so many “opportunities” out there that promise you big money as long as you purchase their “how-to” product. Let’s make two things clear right now: 1 – You can build a successful home-based business rather quickly, and 2 – You need to develop your own products or services in order to create a real business and be successful.

So what this means is that you should stop looking for that one “magic bullet opportunity”, and instead focus on a business that is built around good quality products or services that you develop on your own. Now you may not think that this is something you can do, but you really can and I want to show you exactly how. What I am about to give you is a very basic breakdown of the exact steps I took in building my home-based business, but they are in fact exactly what you need to do if you want to create a real, long-lasting, highly profitable home-based business.

Step 1 – Find a niche that is profitable

This simply means you have to find an area where there are plenty of people who are actively looking for products or services to help them fix a problem in their lives. When people have a need for a solution, they are going to be willing to pay big money for good solutions. Now many people will tell you to avoid industries with too much competition, but where there is competition there is money.

Step 2 – Create products to fill the needs of the people

I highly recommend you create digital information products, which are ebooks, audio products, video products, etc. It is insanely easy to put together these products today, especially with the amazing software that come with most computers. You can charge good money for these products, especially beneficial is the fact that these products are digital so there is no need to store them, and sending them to your customers is free because they are sent through the Internet.

Step 3 – Put your products on a website

Everyone is online these days, so if you want to reach the largest audience possible and make the most money, you absolutely have to go an get a website. This is very cheap and easy to do these days, so even if you have no experience with this sort of thing, it can be done reasonably quick and painless.

Step 4 – Get people to visit your website

Again, since there are so many people online these days, all it takes is a few creative methods and you can drive tons of hungry consumers to your website. Things like article marketing, creating YouTube videos, and even having a blog are great ways to get people to check out your business. The key to making this work on a larger scale is to try a few things out, see what yields the best results, and then do that on a larger scale.

Home Based Business Ideas – Hints and Ideas You Can Use

If you have been considering starting a home business on the Internet, a few home based business ideas will be presented in this article.For your information, there are lots of ways to generate extra cash even when full-time jobs and overtime are not an option. Ideas include renting a room in your home, tutoring or selling items you have stored away for years and never used them.Here are a few ideas to consider:The key is to find what skill you bring to the table or something you believe would be fun to do. For example, if you have computer technical skills, you could teach a class, install computers or create websites. A good tip is to think about what people are willing to pay for.Among the fastest and easiest ways to get extra cash is by selling your unwanted and unused stuff in your garage or attic. You could post a few signs in the neighborhood letting people know you are having a garage sale or you could sell online with services such as eBay. Yes, you can use the Internet to sell your stuff locally.You can sell old books, comic books, sports equipment and any number of items you have put away and never even thought of using them. So, if you have been a pack rat for many years, now you can cash in on them.Another great idea is to rent out a room in your home or find a roommate if you live around universities, colleges or resorts. You could rent short or long term.How about earning cash by house sitting? You earn money and have a place to live, long or short term.If you are a photographer, you could work weddings, high school and college graduations as well as sports events.An all-time favorite part-time job is tutoring specific subjects for high school or college preparatory classes. You can teach anything you have detailed knowledge of and get paid for it.Get your creative juices flowing and I am sure you can come up with some good ideas for earning extra cash. You can do so much with a working knowledge of a personal computer and the Internet. The fact is, running a home business on the Internet will replace many traditional jobs in the near future. You will enjoy and benefit much from being your own boss, setting your own work schedule and spend quality time with family.These home based business ideas can be started on the Internet by anyone with a computer and a broadband Internet connection.

Home-Based Business – How To Build A Six-Figured Home-Based Business

Many people decide they want to start a home-based business but really have no idea what to do, how to start, how to build a business, what to sell, or how to succeed. This is understandable because it seems that everything out there about starting your own home-based business is some sort of “opportunity” that guarantees you will make $5,000 per day by posting a couple things to Google, or that filling out a couple of surveys can make you tons of money. Let me clear things up right now, there is no such thing as “easy money”, there is no such thing as online “opportunities”, because these are simply marketing tactics used by shady online businesses.Instead, you have to take some sound online principles and make your own opportunities happen, because the opportunities you see online are simply going to take your money and leave you with no valuable information.So you want to start an online business and don’t know where to start? That’s alright, because I am going to give you what you need to not only get started, but how to pick the right products/services so that you can build a quality six-figure business that you can easily grow to be even bigger with time.First, here are the tools you need if you want to start a good home-based business:1 – A websiteIn this day and age, you will need a website in order to reach a greater audience. This also allows you to advertise your products easily to anyone who visits.2 – An autoresponder serviceThis is a service that allows you to capture the names and email addresses of people who visit your website, meaning you can send emails to market your products to all these people. The bigger your list of names, the more money you can expect to make.3 – Generating trafficYou have to figure out how to get the most people possible to your website. Avoid paid traffic, as this produces less than optimal results. Free techniques of marketing such as article marketing seem to work best.4 – ProductsYou need your own products, whether they are physical products or digital products is up to you. In our ever-increasing digital age, building products that can be used and sent online will give you the best resultsHow to scale your business to over six-figures?Creation of digital products is the answer. Things like ebook, MP3′s, videos, and online consulting are the answer to building a quality home-based six-figure business. The reason is because all of these product are free to produce, take no room to store, and are free to send to your customers. And on top of this, once you create the product once, it makes you money over and over again, meaning it works on autopilot, which is the best way to leverage your time and build a big income.

Home Based Business Opportunity – Making the Most of All Your Resources

For those who do not fit into the conventional framework of working at companies and offices at stipulated times, long work hours, fixed pay packages and hard work that often goes unrewarded, then consider the alternative and start a home based business opportunity. There are thousands of choices online to pick from.All the disadvantages of working in an office or company are negated when you choose to work from home. While it is not casual or unstructured work, there is an undeniable degree of flexibility that allows you to maneuver your work schedule around other things as well.The work load and schedule can be determined according to your other needs and wants as you will be working from home. You can determine the set number of hours you will be working each day or you can leave it variable, depending upon the workload that you have. Also, you can be flexible and can divide the hours in chunks throughout the day to fit in other activities in between.Let us discuss some methods and tips by way of which you can take full advantage of the home based business opportunity available to you.The first step is to have a clear business plan. You cannot expect to do well and earn well unless you have a structured framework according to which you intend to work. So the first step is to note down all the ideas and plans you have and organize them into a detailed business plan that will guide you over the coming months and several years.Putting things down on paper will help you to visualize them more clearly and this way you will be able to see the flaws in your planning and will be able to straighten them out before you begin working. Also, a written plan helps you to lend a concrete shape to your goals and ideals and provides more incentive to work towards them because once you put them on paper they seem more real and achievable.The next step is to go online and search for the best home based business opportunity as this way you can study the plethora of choices, discern which ones are best suited to your own individual needs and then implement into your life. Reading up on business related literature online will help you to gain an insight into the rapidly prospering world of home based business opportunity and you will be able to learn from others experiences, tips and techniques into your own practices.The internet offers a wide array of choices for those looking to work from home, especially in the context of computer related work such as content writing, content developing and proofreading. Researching online will help to fine legitimate work that can be taken up on both a part time and a full time basis.It is important to maintain a professional attitude when opting for a home based business. While it is true that there is a great deal of flexibility and relaxation when working from home, this does not imply that the work is not serious and can be taken trivially.As the clients and customers who you are working with will be serious about the work they expect from you, it will be your duty to do them the respect of maintaining the highest standards of professionalism and efficiency. Developing a lax attitude only because you are working in an environment you are laid back and comfortable in will damage your prospects of success as your levels of commitment, efficiency, effectiveness and productivity will dip greatly. Remember, it takes several years to develop a viable home based business opportunity.Make it a great productive day!Darrell Lischka

Top 10 Home Based Business Ideas in Today’s Digital World

A couple years ago I would have never thought about the top 10 home based business ideas; but like everything and everyone, things change. In today’s economy so many people are scared of starting a home business, but it really isn’t that bad. While you hear and see on TV that people are tightening their pocketbooks, there is one thing for sure; there is no recession on the internet.There are millions of families that have been affected by the current global financial crisis. Some have lost their homes, their jobs and everything they have owned. Others are looking to build the backup plan or additional income to get them through the tough times. Many are turning to different home business ideas because they offer the flexibility, low cost and lower risks models compared to the traditional brick and mortar business.Here is my list of what I consider the Top 10 Business Ideas and what they potentially involve:Blogging – A very low cost of generating income from home; is on the internet and is individual that do this are known as “bloggers”. Blogging is very easy to set up, maintain and gives you the ability to write about topics that you like. There are millions and millions of people online reading a wide range of content on a daily basis. With blogs you could become very successful by attracting certain readers and offer them products and or services that help them. You could also “rent” out space on your blog to different marketers, which in turn provides you with additional income.Home Based Franchise – The possibilities are near endless of starting a home based internet franchise; and many are recession proof. I have known people to start the own internet franchise but this is much more risky than joining a proven, time tested internet franchise. While an internet franchise can be a huge learning curve for many, I have found this as the most rewarding in more time for what I like to do but also the compensation is normally higher.Home Based Tutor – Although you may not have thought about this as an option, it has become a very viable one. No matter how bad the economy gets, people are always looking for additional education to enhance the situation that they are in. Many parents are doing everything in their power to obtain the finest education for their children, sometimes even taking out a second mortgage on their home. With the standard education; many people are obtaining tutors to give themselves and their children an educated edge over others. As unemployment rises, many are going back to school and they require some additional tutoring to help with the learning curve.A Food Home Business – No matter how grim it gets, people still have to eat and many are starting to cut down the amount of times that they go out to restaurants. With a food home business, you want to focus on a niche that is still needed year after year. Many people start a bakery offering wedding cakes, birthday cakes and other different treats involving chocolate. The chocolate industry is booming due to the satisfaction it gives to people and the lower cost compared to other treats.A Staging Home Business – With the real estate industry plummeting at an uncontrollable rate, home owners need help staging their property to sale. Home owners trying to sell their homes are turning to home staging experts to prep the home to its highest potential. Not only do home owners request home stagers but also banks and real estate agents; to prep and sell the property quickly.Virtual Assistant- Many companies are trying to reduce their operating costs while improving their profits. Companies have been and will continue to outsource, which gives you the ability to become a virtual assistant. A virtual assistant provides assistance and support to businesses, entrepreneurs, executives and really anyone that needs help but does not want to hire a full time employee. This is a very low cost in high demand home based business idea.Caregiver – no matter what happens, we are all getting older and caring for the elderly is now and always going to be in high demand. Many of the individuals now that need adult day care are also tightening their wallets but there will come a time that they need additional care and support that you could provide.Trading Assistants – During a recession more and more people start selling their personal belongings to get by for another month or two. Many people have heard of eBay and Craigslist, the problem lies with many not feeling competent enough to use them. Many people believe it or not, still do not have an email address or never used a computer. For this reason trading assistants exist, they help sell other peoples products in which they obtain a percentage of the sale price.Cosmetics Consultant – the demand for cosmetics will always be there, mo matter what. Many times during the toughest times is when products like cosmetics are at their peak. There are two primary reasons for this:People want to continue to enhance their visual appeal to maintain their employment or to gain new employment.It makes people feel good about themselves, improving self confidence in turn improving productivity.Affiliate Marketing – This is the home based business idea that many people use online and offline the same. This has become very popular and has exploded as unemployment rises and the recession continues. Becoming an affiliate marketer allows you to make a great deal of money while working from home; selling products like cosmetics, vitamins, soap, educational products and many more.While I cannot say that I have tried all of the Top 10 Home Based Business Ideas, I can say that I have been involved with a few of them. All of these ideas have pro’s and con’s, each has its own level of risks and rewards. I have had my home based business for quite awhile now and love the freedom and the financial benefits that come along with it.

The Benefits of Starting a Personal Home-Based Business

85% of Americans would love to earn money from home. Many people hear about home-based businesses constantly, but don’t understand the concept enough to follow through with their curiosity. The benefits of starting a personal home-based business are numerous, personally appealing, and cater to a lifestyle that many people never get to experience.There are four top reasons that most people don’t create their own home-based business. Four reasons that are rarely true and can all be avoided with the proper instruction and teaching.
High investment financially.
Too much time required.
High risk with no payout.
Complete lack of knowledge in the area.
These reasons are understandable, can happen, and have happened to many people. It’s sad to say, but there are likely more scams on the internet than actual income generating opportunities. That’s just how the internet works, and we’ve learned to deal with it. All four of these reasons can be false however, and easily corrected. You simply need the right opportunity, one that’s not focused on taking your money from you.There are countless ways to make money on the internet. You can create your own product and market it, perform tasks online, offer writing services, the list goes on and on. The most lucrative and appealing form of internet income is network marketing, or multi-level marketing. This is not a pyramid scheme, cold-calling, or door-to-door work. It is legitimate cooperation with a business or company to represent their company/products/services to others. You create sales, and in turn get commission from those sales. Network marketing is nothing new, and has been around a very long time. The benefits of starting a home-based business utilize the internet along with network marketing and create an unlimited funnel of personal wealth. This could be MLM, affiliate marketing, a personal business, etc. The benefits discussed below apply to all.The benefits of starting a personal home-based business:
No boss (plan your own workday, monitor yourself, set priorities)
No income ceiling (unlimited income potential)
Self-satisfaction (you create the business, you get the credit)
Work with people you like (no difficult coworkers, no office politics)
Flexibility (work whenever you want)
No commuting (save time and money)
No office expense (quicker profit)
Security (no layoffs, no downsizing)
Tax deductions (home office, car expense, medical insurance, phone, entertainment, travel, education, etc)
Better retirement plan (SEP IRA’s and Keoghs let you deduct a higher percent of business profit from your 401k)
Now the list could go on, but I’m sure you get the idea. You are the owner, the employee, and the CEO. You decide what to do, when you want, and how to do it. Do you want a website? Do you want to promote offline as well? It’s all up to you. Network marketing, or MLM, has some additional benefits that are worthy of mentioning as well.Additional benefits to an MLM opportunity:
Low start up cost: Start programs free, invest a little, or invest a lot. You determine what you’re paying. Most businesses take thousands of dollars in capital to begin.
No expensive training: You can find all of the information and training to have a home-based business online. Just like any area of study, you will have to learn new things and be eager to better yourself in the area of home-based business.
No administration hassles: You’re self employed, but you’re a rep for an established company which handles all the product selection research and development, shipping, warehouse, etc. Basically, they did all of the typical business hassles so that you don’t have to. This is an awesome thing.
Keep your regular job: No one has to know that you’re working at home. If you’re not seeing income right away, nothing is making you quit your regular job. Until your “part time” income is high enough to replace it, you can manage both at once.
No expensive tools necessary: A computer is all that you need. Your most critical tool is people skills, and you’ll learn those more in-depth along the way.
Residual Income: You profit from the product purchases and sales of everyone in your group. Nothing is more important to your financial future than the residual income concept. It’s an aspect that makes MLM so unique and appealing.
Keep in mind that you can do anything your heart desires to make money online. I am simply highlighting the benefits of starting a personal home-based business for you to see the potential that it has for anyone, experienced or not. If you’re a complete beginner in online sales, a program called Internet Income University will teach you everything you need to know along the way, while helping you to earn money simultaneously. And it’s completely free. Even professional marketers have signed with this program because of the lucrative F.A.S.T. Income Plan they get you on.If you like talking to people face to face, you like the idea of traditional network marketing. You enjoy that personal touch that you can add by conducting an in-person meeting with someone. Don’t get me wrong, you can still profit by marketing online at the same time, that’s the beauty of MLM, you can promote however you want! A top-notch fitness company, Team BeachBody, encourages both offline and online promotion. Discuss it over dinner, refer people to your personal web page for it, or promote it through your Facebook page, it’s all up to you.The benefits of starting a personal home-based business are almost too many to discuss. It is a world that is literally at your fingertips, and ready to be used in a unique and personal way to generate even more income. You’re the boss. Now start your home-based business today.

Why You Should Not Hire a Property Management Company

During my daily activities driving around town looking at properties, I see many For Rent By Owner signs on lawns of vacant rental property. As I see these signs, I find it interesting that the owners have not asked themselves, is it really worth it?

I wonder to myself if the property owners have actually asked themselves some key questions:

Am I actually saving money doing it myself?
Am I prepared for the responsibility?
Do I have all the tools I need such as Applications, credit and background checks, leases, eviction forms, notices, repair and cleaning resources?
Will the cost of doing it myself actually save me money or will it cost more?
As a full time professional property manager, I know from experience how difficult and costly it is to manage rental property.

How do I know this?

Because I do it for a living, I have unique insight into the activities and costs associated with managing income properties. My time is valuable! Why would you as an income property owner want to invest the aggravation, effort and time it takes to make a few extra dollars a year renting a property yourself, when you can hire a reputable company to do it!

It’s a no brainer to me. Isn’t your time worth more then $10.00 per hour or $33.58 per month or $403.00 a year for one property! What am I talking about? Let’s take a look at how I arrive at these figures… Before we begin to look at the costs associated with property management, let’s set a few ground rules and identify and define some terms.

Fees

Property management companies charge anywhere from 5-35% for their services based on:

The rental term – Short, mid or long term
Services offered – Concierge, housekeeping etc
Repair services – On staff or hired as needed
Local market – Some areas receive higher management fees then others. Example: Los Angeles California may charge 20-30% fees for long term rentals where my market area charges much less.
Other factors
Property Management services in my area for mid and long term rentals run approximately 10% of each month’s rent. Sometimes, an additional first month’s rent fee is charged to cover initial setup costs.

Lease Terms

I classify lease terms as:

Short term rentals – Less then 1 month
Mid term rentals – 1 to 6 months
Long term rentals – 7 months to 1 year
Variables for renting in my market area depend on several factors:

The season – Being a primarily tourist oriented area; we go through several tourist oriented seasons where our residency swells.
Transfer in and out of Military personnel and families
Construction increases
The Seasons
Let’s break down the type of renters by season so we can estimate and gauge the types of renters we will typically have in a given season:

Winter – During this season we get several types of renters which include “snowbirds”. “Snowbirds” tend towards mid term rentals. They come to our area during the winter months and their primary residences are often the northern United States and Canada.
Spring – The spring season brings short term renters in the form of “spring breakers” as well as families taking advantage of breaks during the school year. An interesting aspect to spring is the semi annual transfer of military families to one or more of our local military bases.
Summer – This season consists primarily of short term renters and midterm renters. Visitors from all over the world travel to our area during summer and stay anywhere from 2-3 days to 1-2 months. While visitors from the United States tend towards short term, European visitors lean more towards 2 weeks or more.
Fall – This is an interesting season and often the time of year local residents change residences. It is also part of the semi annual transfer of military families to one or more of our local military bases.
Vacancy ratio
An important factor to consider in estimating the costs to run an income property is the Vacancy Ratio. Vacancy ratio is defined as the amount of time a rental property is vacant compared to the amount of time it is not.

Vacancy ratio is governed by not only the seasons as mentioned above, but also:

The price of the unit
Amenities – Pool, spa, allow pets, etc.
The local economy
Marketing
Availability of the unit
Other factors defined by the area
In my area we typically see on average a vacancy ratio of 2-4% for small multi-family long term rentals (duplexes and triplexes). However, during difficult economic times we could expect to see ratios as high as 6-7%! I’ve recently seen vacancy ratios as high 10-12% for several areas.

For ease of calculation, we will use a 5% vacancy ratio since it is in the middle of the vacancy ratios we expect to see in my market area. These may or may not reflect the ratios other areas experience. It is advisable to seek the assistance of a qualified property management company in the local area for accurate data.

Let’s get to it…

Now that we have a few guidelines to work with, we can make some educated estimates:

Vacancy ratio
Expected rental terms
Property Management Costs
Using these guidelines, let’s look at the average costs to use a Property Management company. In our example we will use a 2 bedroom 1 ½ bath apartment which typically rents for $700.00 per month utilities not included and no pets allowed.

The property management fee of 10% will provide the following services:

Marketing and advertising – general (lawn sign, website, print, etc.)
Tenant screening/Application services – Background and credit checking
Unlimited unit showing – Using an average of 5 pre-qualified tenant showings per Unit before is rented.
Online transaction processing for tenant and owner
Monthly accounting report
Monthly Unit inspections for the first 3 months
Tenant notifications – Failure to conform to Lease, 3 day rental notices and late payment notices, etc.
Tenant evictions – NOTE: Only the beginning of this process is included. Expenses for full tenant evictions are typically paid by the owner.
Our formula for calculating rental income will be:

Rent * term = Gross Rent minus Vacancy Ratio = Net Income:
$700.00 * 12 = $8400.00 – $420.00 = $7980.00 annually

We expand on this formula and include a property management fee of 10%

Rent * term = Gross Rent minus Vacancy Ratio = Income – Property Management Fee = Net Income:
$700.00 * 12 = $8400.00 – $420.00 = $7980.00 – $798.00 = $7182.00 annually

Note: This article is not intended to be an investment strategy article. The intention of the article is to identify whether it is worth the cost to use a property management company for a rental unit. Therefore, our example uses a simple calculation of net income and not Net Operating Income which is much more complex and used for investment strategies.

In our example calculation we see that without any negative impacts affecting a rental unit, the property management company made a whopping $798.00 per year on 1 unit. Let’s now put a price tag on just some of the services we’ve identified being offered by the property management company using average pricing:

Application services – Application forms will cost approximately $5.00 for 5 forms

Marketing and advertising – Lawn sign – $15.00, Website – $40.00 per month, Newspaper advertising – $40.00 per week

Tenant screening – Background check – $15.00, Credit check – $15.00

Unit showing – $10.00 per hour, 5 showings (1 showing per hour) = $50.00 (This is an extremely low rate and used simply to provide a guide. I’m sure your time is worth much more then $10.00 per hour).

Tenant notifications – Notification forms will cost approximately $5.00 for 5 forms, Hourly cost for 1 notification – $10.00 (includes travel time)

We will omit the remaining example property management services as typically they would not be provided by an owner anyway. Without including the advertising costs, when we add up these costs we have an expense of $155.00. If we use our vacancy ratio of 5% (or 6 weeks) and calculate our advertising costs we will need to add in $240.00.

The cost for an owner managed unit not using a property management company is then calculated as:

Rent * term = Gross Rent minus Vacancy Ratio = Income minus simple operating costs = Net Income or:
$700.00 * 12 = $8400.00 – $420.00 = $7980.00 – $395.00 = $7585.00 annually

Wow, a property owner who does the renting of a unit by themselves makes $403.00 more a year or $33.58 more a month then if they hired a qualified property management company!

However, I am not aware of too many property owners whose hourly employment rate is $10.00 per hour considering someone who makes $10.00 would find it difficult to obtain financing to purchase income property!

The question then becomes, how much is your time worth?

If your time, aggravation and effort to rent a property yourself are worth the added income of $403.00 per year or $33.58 a month, then by all means you should not hire a property management company! If on the other hand, less aggravation and effort and your time is worth more then $403.00 a year, you should consider using a property management company to take care of your income property.

A qualified property management company not only saves you time, effort and aggravation but also saves you money. What would happen if the unit would have been vacant longer then 6 weeks? The advertising costs would have eliminated all or part of that $403.00 a year you made!

Is it really worth it? I don’t think so.

If you own rental property, do yourself a favor and hire a reputable, qualified property management company.

Services such as:

Tenant screening – Background and credit checking
Application services
Unit showing
Online transaction processing with tenant and owner reporting
Monthly account reporting
Electronic funds transfer
Are all part of most property management companies standard services.

In addition, property management companies have professional full time staff to help you with all your needs: from creating the most efficient advertising campaigns to tenant screening and background checks to advice for repairs and staging to get the most income for your rental units.

Real Estate Ethics Means EVERY Day

You can’t pick – and – choose, when you will proceed, with ethical behavior, and when you might not! Real estate professionals must realize, and adopt, regular, consistent, allegiance, to the utmost degree of ethics, EVERY day! Not only is this a requirement, both of real estate law, but it’s also a central component, of the National Association of Realtors (NAR), as well as local components. However, even more important, being ethical is the right thing to do, when one represents a client and/ or customer. With that in mind, this article will attempt to review, briefly, using the mnemonic approach, why this is essential and important!

1. Empathy; emphasis: Since, for most people, the value of their house, represents their single, largest financial asset, ethical real estate agents, focus on addressing and understanding/ caring about the perceptions, goals, needs, and priorities, of those they represent! Ethics should drive one, to place his emphasis, on doing what’s best for your client/ customer, rather than being motivated, solely, on selling, to enrich oneself!

2. Value; values; visions: How an agent communicates with his client, generally indicates his focus, and visions, and where he directs his emphasis! Agents owe it to those they represent, to provide true value, while conforming to the core values, of ethics, and absolute integrity!

3. Excellence; endurance; evaluate: Consider what goes into, the way someone evaluates, his planning, performance, and strategic and action plans! Great agents maintain their endurance, in an inspiring, motivating, way, and relentlessly, seek the best scenario, for their clients! Never sacrifice the commitment to excellence, for the expediency, and/ or convenience, of a path, which is merely, good – enough!

4. Relevant; reliable; responsive/ responsibility; realistic: There is a need, to move forward, with relevant, reliable actions. Great agents are consistently, both, responsive to the specific, best interests, of their clients, and accept their responsibility, in a welcoming way! Avoid the tendency to deny, and/ or, bury – your – head – in the sand, but proceed, in a realistic, positive, can – do, manner, focused on achieving the best alternatives, for one’s clients!

5. Yes; you: Ethical behavior requires proceeding, in a positive manner, where the agent, says, yes, to doing, whatever, is in the best interests of his clients, with a quality focus, on doing what’s right! Take personal responsibility, and accept, it’s up to you, to do, what’s best!

Real estate ethics must be a behavior, used EVERY day! Will you be up to the responsibilities, and proceed with absolute integrity, and an emphasis, on service?

How To Succeed At Online Product Creation The Easy Way

Product creation could be a frightening subject for a lot of Internet marketers to face. Some folks who get in the game with the intention of making a full time income are completely ignorant as to how an online business operates. One of the most profitable ways to create online cash is by creating a product that others are happy to pay for.

Product creation is legitimate method of generating money through internet marketing but many entrepreneurs get it wrong. They start by imitating their Internet marketing gurus by creating information products on Internet marketing in hopes of getting rich the way their heroes did. The problem is that they usually don’t know what they are doing and enter a highly competitive niche with very little marketing experience or connections.

Here are a few tips for effective product creation that may help you get on the right track:
Start by finding a profitable niche with low to moderate competition. If you conduct some rudimentary market research and keyword research, you’ll find many opportunities in areas that will surprise you. Amazon and eBay are two great places to brainstorm for product ideas.

Developing Your Product does not have to be a difficult project. You can find experts in the right field for your niche and pay them to write the material while an artist designs the packaging and website or blog. You can outsource the entire product creation part of the project after you conduct the research and testing to ensure profitability.

Sales and marketing strategies should be created while developing the product and learning about the market. Some experienced marketers use pay per click to drive traffic to their offer page; some folks outsource the entire marketing campaign to affiliates through ClickBank or other affiliate programs.

Product creation does not need to be hard, particularly when the merchandise is electronic. E-books, videos, audio and multi-media products sell very well. They are distributed immediately to customers electronically. Once you have a good feel for a niche market, try to service your customers with associated products and upgrades. If you want to earn money online through product creation, you must understand supply and demand. The majority of new online marketers fail miserably because they go after highly competitive markets or forget to research their chosen niche properly. You have to create your products according to the needs, wants and desires of the prospective customers.